دليل برامج وخدمات الدعم
This page aims to present the key government services and programs designed to support small and medium enterprises (SMEs) across various economic activities.
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400443
A short- to medium-term financing facility for international buyers to purchase Saudi goods and services, enhancing export competitiveness and facilitating exporters’ payment collection without direct financial dealings, with financing of up to 90% of the transaction value.
All Stages
425025
This product aims to support eligible individuals aspiring to establish new business ventures with an investment cost not exceeding SAR 12 million.
All Stages
425043
An electronic service for applying to Afaq Financing, a digital financing solution for established businesses in Saudi Arabia with at least three years of operation and annual sales between SAR 3–40 million. It supports business growth through a streamlined financing process.
All Stages
425044
A digital financing product offered by the Social Development Bank to support micro and small enterprises whose sales rely on the Jahez platform. It provides financing for operational needs and business expansion, ranging from SAR 180,000 to SAR 10 million, up to 50% of total Jahez sales, without the need for an in-person visit.
All Stages
425029
It targets financing for micro-enterprises that have been operating for at least 3 years and have annual sales not exceeding SAR 3 million.
All Stages
400453
Providing a lump-sum financial support covering the cost of subscription to the e-invoicing system for establishments whose annual revenues do not exceed SAR 3,000,000, upon application through the “E-Invoicing Support Request” online portal.
Operations & Growth Stage
400450
A short-term financing facility for exporting companies to improve payment terms with suppliers and manage cash flows flexibly, enhancing supply chain efficiency and the competitiveness of Saudi exports, with financing of up to 100% of supply invoices.
All Stages
400422
A financing product designed to support funding needs for working capital.
All Stages
424945
A financing product designed for micro, small, and medium enterprises (MSMEs) to meet their short-term financing needs and support business continuity.
Operations & Growth Stage
400404
A product designed to support micro, small, and medium-sized technology companies by enabling them to attract national talent specialized in information technology through direct financial support that helps accelerate growth and expand business operations.
All Stages
424990
This program aims to build an integrated AI innovation ecosystem by providing access to research and development infrastructure, talent development opportunities, industry challenges and data, and support for startup creation and growth.
Operations & Growth Stage
400419
A product specifically designed for businesses in the early operational years of their commercial activities.
Business Setup
375075
Support and enable entrepreneurs who have completed the Minimum Viable Product (MVP) stage or a feasibility study by providing various types of financial and non-financial support, such as co-working spaces, mentoring and guidance, and a grant of SAR 150,000.
Business Setup
375081
A product offered by the Human Resources Development Fund (HRDF) to support job seekers in joining the private sector by covering a portion of employees’ salaries. The program supports all full-time positions in the private sector.
Operations & Growth Stage
422818
Qualifying and empowering micro, small, and medium-sized technology companies to compete in major technology projects. The support includes financial grants of up to SAR 740,000 to enable technology companies to demonstrate execution capability.
All Stages


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